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Simple solutions to power your business
Collect payments, access loans and manage operations with a business banking solution that meets all your needs.
and insured by 
Businesses that Count On Us
Join 5 million business owners on the Moniepoint platform
5m+
All the tools you need to run your business with ease
A free bank account to power your business
Open a free bank account in your business name, in minutes. Access round the clock support, with no hidden fees and complete control over your account.
POS machine wey no get wahala.
Accept card and transfer payments seamlessly, with a reliable point-of-sale terminal. Enjoy instant settlement, easy dispute resolution, and instant payments every time.
A secure card for your business expenses
Order an expense card to spend and manage your business finance effectively, and get it in 48hrs. Track your business expenses and set limits for different needs.
Flexible loans that help your business grow
Access working capital loans to help your business grow. Easy request process with business-friendly interest rates and repayment tenures.
Don’t just take our word for it.
I was robbed and found my shop open one fateful morning. I needed some money to cover up for the loss, and my business relationship manager mentioned the Moniepoint Loan to me. I needed it, and they gave me. Moniepoint has been a big help to my business. Without them, business will not be able to function.
Mr Joseph
Business Owner
What's more?
Explore more ways to take your business to the next level.
Manage Multiple Businesses
Easily handle multiple businesses in one place
Business Performance
Keep your finger on the pulse of your business
Easy Help
Quick and accessible support whenever you need it
How to Get Started
Your journey with Moniepoint starts here! Just follow these easy steps
1
Fill in your details and verify your phone number
Provide your email and phone number and verify your phone number with an OTP.
2
Get verified with your BVN and KYC details
Select username & password. Provide your BVN and KYC details and start face & ID verification. You can then provide your business name and set up a PIN for managing your account.
3
Fund your account to start making transfers.
Top up to start making transfers.
4
Access your account dashboard and apply for an expense card.
Login to your business dashboard and click on the Card menu to get an expense card.
Blogs & Articles
Discover the roadmap to financial success! Stay updated with the latest tips and trends on our blog
Business Tips
June 26, 2025
Good Debt Vs Bad Debt: How to Tell the Difference
by Chidinma Nwonye
Business Tips
June 26, 2025
Borrow Smart: 5 Rules Every Nigerian Should Know Before Taking a Loan
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Business Tips
June 24, 2025
How to Make Money while you Sleep - 18 Passive Income Ideas
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June 19, 2025
Want Financial Freedom?10 Habits You Need to Start Now
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May 16, 2025
How To Develop A Saving Plan That Works - A Step-By-Step Guide
by Moniepoint MFB
Business Tips
May 06, 2025
10 Reasons You're Always Broke and How to Fix Them
by Moniepoint MFB
Business Tips
April 06, 2025
Opening A Personal Bank Account: What You Need To Know
by Chidinma Nwonye
Business Tips
April 01, 2025
How to Build an Emergency Fund: A Step-by-Step Guide
by Chidinma Nwonye
Business Tips
March 17, 2025
How To Accept Payments: The Ultimate Guide For Businesses in 2025
by Chidinma Nwonye
