Brought to you by the same technology that powers Nigeria’s most trusted POS, Moniepoint offers you a reliable personal banking experience.
If transfers aren’t your jam, we get it. Request a debit card and have it delivered to you within 48 hours. Activate it in minutes, and start using it right away.
Need to manage your money with ease? We know that your money is important to you, and we take that seriously. Manage your money, make payments and pay bills all from our banking app.
Had a failed transaction? Say goodbye to unreversed debits. Log disputes within your app, and monitor them till you get a full refund.
Enjoy seamless payments on Moniepoint terminals and businesses
Control your card, and resolve disputes from within your app.
Moniepoint uses up-to-date cybersecurity technology to protect your information and prevent unauthorised use.
Your funds are insured for up to N250,000 by the Nigerian Deposit Insurance Corporation.
We’re always here to talk. Reach our support team however you need to - by phone, email, in the app, or check out the Help Center.
Personal banking refers to financial services and products offered to individuals by a bank, including savings accounts, loans, and other services tailored for personal financial management.
To open an account, you only need a valid Nigerian phone number, a functional email address and your BVN. These will give you access to a functional tier one bank account after which you will be able to upgrade.
No, there is no fee for opening or maintaining an account with Moniepoint.
Yes! At Moniepoint, we take security seriously by implementing robust security measures to protect your financial information and transactions. We are also regulated by CBN and insured by NDIC.
We recommend that you have a separate personal bank account and business account to keep track of your finances properly.
You can have more than one personal bank account depending on your financial goal.
You can access your Moniepoint Personal Bank account through the mobile app. Click here to download the app.
