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Global
Working Capital Loans

Flexible loans that help your business grow.

Get collateral-free loans to help your business grow.

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Reason to get a Working Capital Loan

Get started

Low Collateral

Get a minimum of N1,000,000 and more without collateral

Low Collateral

Low interest rates

Enjoy effective interest rates of 24-40% per annum

Low interest rates

Quick Approvals

Approval in 24-72 hours

Quick Approvals

Long tenures

Repayment tenures that match your pace

Long tenures

How to get access to our loan

Confirm your eligibilityChoose an offerReceive the moneyYou're done!

  • 1

    Confirm your eligibility

    Confirm your eligibility for a loan by logging into your dashboard to see available offers

  • 2

    Choose an offer

    Choose an offer that best matches your business needs.

  • 3

    Receive the money

    We review your choice and pay the money to your account in 1-2 business days.

  • 4

    You're done!

    Login to your business dashboard and click on the Card menu to get an expense card.

Frequently Asked Questions

You can apply for a loan within the Moniepoint app.
Yes, you need a Moniepoint account to apply for a loan.
Yes. Your loan repayments are automatically deducted from your account based on your payment plan.
The amount depends on your business, and is determined during the application process.
Our support team is always ready to answer your questions.