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Locked Savings

Develop a saving culture and become a disciplined saver

Create a locked savings plan with a minimum deposit of ₦1,000, lock funds away for a fixed period of time, top up and roll over anytime. Earn up to 16% per annum.

Get started

Save religiously

Avoid distractions and stay focused on your financial goals with the locked savings plans.

  • Interest

    Accrue interest daily, withdraw monthly

  • Top up

    Add more funds to your existing savings

  • Roll over

    Roll over your plans upon maturity

  • Secure

    NDIC-secured

  • Halal complaint

    Halal complaint

  • Broken contract rule

    Principal payment is delayed for 48 hours and interest forfeited

Fund Your
Tomorrow Today

If you start today, here’s how much your money will grow with Moniepoint

Create a Locked Savings Plan

If you started with Moniepoint

Initial Amount₦
Select Saving Frequency
  • Daily
  • Monthly
  • BiWeekly
  • Yearly
Select Duration
  • 1 Month
  • 2 Months
  • 3 Months
  • 6 Months
  • 12 Months
  • 24 Months
Today, you would have₦
You earned ₦0.00 with Moniepoint savings.
Calculation is based on Moniepoint's median interest rate. Actual results may vary.