Did you know that with every transaction you process on your POS you can put money back in your pocket? The more you transact, the more you earn.

In this guide, we’ll explain exactly how it works and how you can maximize your commissions or cashback rewards.

Know Your Tier

Your tier is determined by your total weekly POS transaction value, as outlined in the table below.

The more you transact, the more cashback rewards you unlock!

Cashback on payments

Up to 15% back for every withdrawal, purchase, or POS transfer.

How it works

Every payment costs a fee based on your transaction amount. Depending on your rewards tier, you can earn up to 15% of the fee back on each payment — the more you spend, the more you earn!

Your tier is based on your total weekly payments value. Each tier has a cashback amount that is a percentage of the payment fee. Your tier will reset weekly, and apply to the following week.

Rewards tiers and cashback on small payments (less than ₦3,000)

Rewards tiers and cashback on large payments (more than ₦3,000)

The higher your tier, the better your rewards. This promotion runs from 16 July to 16 September 2025.

Cashback on interbank transfers

Get up to ₦6 back after every transfer

How it works

Every interbank transfer costs ₦20. Depending on your rewards tier, you can earn up to ₦6 back on each transfer — the more you transact, the more you can earn!

Your tier is based on your total weekly transaction value. Each tier has a cashback amount that is a percentage of the transfer fee. Your tier will reset weekly, and apply to the following week.

The higher your tier, the better your rewards. This promotion runs from 16 July to 16 September 2025.

Join Over 4 Million Businesses That Trust Moniepoint

Thousands of businesses across Nigeria are already enjoying these cashback benefits every week. It’s time for you to join too. Open a business account today.

Frequently Asked Questions (FAQs)

1: How do I qualify for cashback?

Cashback is available to businesses using a Moniepoint POS terminal. Your tier is determined by your weekly POS transaction value (card swipe + POS transfers):

• Mega Star: ₦2.5 million and above

• Super Star: ₦700,000 – ₦2.49 million

• Shooting Star: ₦0 – ₦699,000

The higher your tier, the more cashback and lower charges you enjoy.

2: Where will I see my cashback?

Your cashback is automatically credited to your POS promo balance each week — no extra action needed! You can view this directly from your Moniepoint dashboard.

3: What counts toward my tier ranking?

Your total weekly POS transactions determine your tier, including:

• Card swipes

• POS transfers to account numbers

The more transactions you process, the higher your tier — and the more rewards you unlock.

4: What are the benefits at each tier?

Here’s a quick comparison of the benefits:

Ready to Earn While You Transact?

With Moniepoint’s tiered cashback rewards, it pays to process more transactions. Whether you’re a small business starting out or a fast-growing merchant, these rewards help you save more and earn more every week. Open an account today and start enjoying cashback!