Spend, pay bills and manage your personal finance, just like over a million businesses - with a bank that always works.Open an Account
Provide your email and phone number and verify your phone number with an OTP.
Select username & password. Provide your BVN and KYC details and start face & ID verification.
Fund your account and make transactions - transfer, buy airtime or pay bills.
Manage your finance from your mobile phone. Make transfers, pay your bills, and purchase airtime, all with the touch of a button.
Request a debit card and have it delivered in under 72hrs. Activate from your mobile phone, and never experience a failed card payment again.
Save, request a salary advance, and get insight on your spending, all with your Moniepoint account.
Moniepoint uses up-to-date cybersecurity technology to protect your information and prevent unauthorised use
Your funds are insured for up to N250,000 by the Nigerian Deposit Insurance Corporation.
We’re always here to talk. Reach our support team however you need to - by phone, email, in the app, or check out the Help Center.
To open a savings account, simply download the Moniepoint Personal Banking app to get started and follow the prompt.
Opening an account with Moniepoint is free. There is no initial deposit required. .
No, there is no minimum balance required.
No, there are no monthly maintenance fees or charges.
No, you can withdraw your money as many times as you like.
Yes, you can typically set up automatic transfers or direct deposits into your Moniepoint savings account to help with your savings goals. This can be a convenient way to save regularly.
Account statements and activity are available through our online banking, mobile apps, email statements, and SMS channels.
Moniepoint Microfinance Bank is authorized and regulated by the Central Bank of Nigeria to offer banking services. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).